LoanMate — Saves You Money

Select your state

National lenders are shown for now. Choose your state to apply lender availability checks and include eligible local coverage where available.

Decision tools

Loan calculators

Test the numbers before you talk to a lender. Everything runs in this page, nothing is saved, and every result is an estimate.

Debt-to-income ratio

See how much of your gross monthly income goes to recurring debt.

For education only. This calculator uses the numbers you enter and does not produce a loan offer, approval, guarantee, or personalized rate. Actual terms depend on lender underwriting and your credit profile. LoanMate.ai is not a lender or broker.

Uses gross income before taxes. Include minimum card payments, auto, student and other recurring debts. Different loan programs use different limits.

Estimate

Estimated total DTI

40.0%

Housing ratio: 30.0%
Total monthly debts: $4,000
Gross monthly income: $10,000

For education only. This estimate uses only the numbers entered here. It is not a loan offer, approval, guarantee, personalized rate, or financial advice. Actual terms depend on a lender’s underwriting and your credit profile. LoanMate.ai is not a lender or broker.