Lender profile
1st Advantage Federal Credit Union
Lender Live rate observations
1st Advantage Federal Credit Union at a glance
1st Advantage Federal Credit Union is a lender based in Virginia. LoanMate.ai tracks 9 published loan products from 1st Advantage Federal Credit Union (9 rate listings), last verified 2026-10-21. Its lowest published rate today is 4.74% on New auto loan · 48 months. Its 5/5 ARM rate of 6.625% is 0.5 points above the national median of 6.125% (across 30 lenders publishing that product). 1st Advantage Federal Credit Union lends in Virginia only.
Purchase mortgage (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 5/5ARM | 6.625 | 6.691 | — | — | 2026-10-21 | Lender source ↗ |
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 7.00 | — | — | 2026-10-21 | Lender source ↗ |
Auto loan (6)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-48 | — | 4.74 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-48 | — | 4.74 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-60 | — | 4.99 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-60 | — | 4.99 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-84 | — | 6.24 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-84 | — | 6.24 | — | — | 2026-10-21 | Lender source ↗ |
Personal loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-36 | — | 8.74 | — | — | 2026-10-21 | Lender source ↗ |
How does 1st Advantage Federal Credit Union's 5/5 ARM rate compare nationally?
Compare all purchase mortgage rates · Compare all heloc rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Virginia
Compare with: ABNB Federal Credit Union, Apple Federal Credit Union, Atlantic Union Bank, BayPort Credit Union
Common questions
What is the lowest published rate at 1st Advantage Federal Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from 1st Advantage Federal Credit Union is 4.74% on its New auto loan · 48 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does 1st Advantage Federal Credit Union lend?
1st Advantage Federal Credit Union lends in Virginia only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does 1st Advantage Federal Credit Union's 5/5 ARM rate compare nationally?
1st Advantage Federal Credit Union publishes 5/5 ARM at 6.625%. The national median for that product is 6.125% across 30 lenders in LoanMate.ai's October 21, 2026 dataset, so 1st Advantage Federal Credit Union is 0.5 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.