Lender profile
1st MidAmerica Credit Union
Lender Live rate observations
1st MidAmerica Credit Union at a glance
1st MidAmerica Credit Union is a lender based in Illinois. LoanMate.ai tracks 13 published loan products from 1st MidAmerica Credit Union (14 rate listings), last verified 2026-10-21. Its lowest published rate today is 4.99% on New auto loan · 48 months. Its New auto loan · 48 months rate of 4.99% matches the national median of 4.99% (across 201 lenders publishing that product). 1st MidAmerica Credit Union lends in Illinois only.
Home equity loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL | 5.99 | 6.314 | — | $599 closing costs | 2026-10-21 | Lender source ↗ |
| FHEL | 6.25 | 6.479 | — | $599 closing costs | 2026-10-21 | Lender source ↗ |
Auto loan (10)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-48 | — | 4.99 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-60 | — | 5.24 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-66 | — | 5.49 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.74 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-48 | — | 5.99 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-66 | — | 6.24 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-78 | — | 6.49 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-72 | — | 7.24 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-84 | — | 7.74 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-51-OLD | — | 7.74 | — | — | 2026-10-21 | Lender source ↗ |
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-60 | — | 10.70 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 10.70 | — | — | 2026-10-21 | Lender source ↗ |
How does 1st MidAmerica Credit Union's New auto loan · 48 months rate compare nationally?
Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Illinois
Compare with: Abri Credit Union, CEFCU, Central Credit Union of Illinois, Community Savings Bank
Common questions
What is the lowest published rate at 1st MidAmerica Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from 1st MidAmerica Credit Union is 4.99% on its New auto loan · 48 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does 1st MidAmerica Credit Union lend?
1st MidAmerica Credit Union lends in Illinois only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does 1st MidAmerica Credit Union's New auto loan · 48 months rate compare nationally?
1st MidAmerica Credit Union publishes New auto loan · 48 months at 4.99%. The national median for that product is 4.99% across 201 lenders in LoanMate.ai's October 21, 2026 dataset, so 1st MidAmerica Credit Union is right at the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.