Lender profile
1St United
Lender Live rate observations
1St United at a glance
1St United is a lender based in California. LoanMate.ai tracks 1 published loan products from 1St United (1 rate listings), last verified 2026-10-17. Its lowest published rate today is 6.956% on 15-year fixed. Its 15-year fixed rate of 6.956% is 0.381 points above the national median of 6.575% (across 210 lenders publishing that product). 1St United lends in California only.
Purchase mortgage (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 15FP | — | 6.956 | — | — | 2026-10-17 | Lender source ↗ |
How 1St United compares
Compare all purchase mortgage rates · Best loan rates in California
Compare with: 1St Northern California, Aerospace, Altura, America'S Christian
Common questions
What is the lowest published rate at 1St United?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from 1St United is 6.956% on its 15-year fixed. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does 1St United lend?
1St United lends in California only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does 1St United's 15-year fixed rate compare nationally?
1St United publishes 15-year fixed at 6.956%. The national median for that product is 6.575% across 210 lenders in LoanMate.ai's October 17, 2026 dataset, so 1St United is 0.381 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.