Lender profile
Alliance Niagara
Lender Live rate observations
Alliance Niagara at a glance
Alliance Niagara is a lender based in New York. LoanMate.ai tracks 4 published loan products from Alliance Niagara (4 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.9% on Used auto loan. Its Used auto loan rate of 4.9% is 0.79 points below the national median of 5.69% (across 170 lenders publishing that product). Alliance Niagara lends in New York only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.75 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-USED | — | 4.90 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-LINE | — | 12.25 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 13.00 | — | — | 2026-10-17 | Lender source ↗ |
How Alliance Niagara compares
Compare all heloc rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Allegany First
Common questions
What is the lowest published rate at Alliance Niagara?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Alliance Niagara is 4.9% on its Used auto loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Alliance Niagara lend?
Alliance Niagara lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Alliance Niagara's Used auto loan rate compare nationally?
Alliance Niagara publishes Used auto loan at 4.9%. The national median for that product is 5.69% across 170 lenders in LoanMate.ai's October 17, 2026 dataset, so Alliance Niagara is 0.79 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.