Lender profile
Alpena Alcona Area Credit Union
Lender Live rate observations
Alpena Alcona Area Credit Union at a glance
Alpena Alcona Area Credit Union is a lender based in Michigan. LoanMate.ai tracks 2 published loan products from Alpena Alcona Area Credit Union (2 rate listings), last verified 2026-10-21. Its lowest published rate today is 4.5% on New auto loan. Its New auto loan rate of 4.5% is 0.5 points below the national median of 5% (across 340 lenders publishing that product). Alpena Alcona Area Credit Union lends in Michigan only.
Auto loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW | — | 4.50 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED | — | 5.00 | — | — | 2026-10-21 | Lender source ↗ |
How does Alpena Alcona Area Credit Union's New auto loan rate compare nationally?
Compare all auto loan rates · Best loan rates in Michigan
Compare with: 4Front Credit Union, Adventure Credit Union, Advia Credit Union, Arbor Financial Credit Union
Common questions
What is the lowest published rate at Alpena Alcona Area Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Alpena Alcona Area Credit Union is 4.5% on its New auto loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Alpena Alcona Area Credit Union lend?
Alpena Alcona Area Credit Union lends in Michigan only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Alpena Alcona Area Credit Union's New auto loan rate compare nationally?
Alpena Alcona Area Credit Union publishes New auto loan at 4.5%. The national median for that product is 5% across 340 lenders in LoanMate.ai's October 21, 2026 dataset, so Alpena Alcona Area Credit Union is 0.5 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.