Lender profile
Baptist
Lender Live rate observations
Baptist at a glance
Baptist is a lender based in Texas. LoanMate.ai tracks 17 published loan products from Baptist (18 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.99% on New auto loan · 24 months. Its New auto loan · 24 months rate of 4.99% is 0.24 points above the national median of 4.75% (across 31 lenders publishing that product). Baptist lends in Texas only.
Auto loan (18)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-24 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-36 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-48 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-24 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-36 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-66 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-66 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-78 | — | 6.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-78 | — | 6.49 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 6.74 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 6.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-84 | — | 7.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 7.49 | — | — | 2026-10-17 | Lender source ↗ |
How Baptist compares
- #1 nationally for New auto loan · 66 months — 4.99% (of 6 lenders publishing it)
- #1 nationally for Used auto loan · 66 months — 4.99% (of 5 lenders publishing it)
Compare all auto loan rates · Best loan rates in Texas
Compare with: 1St Community, 4U, A+, Abilene Teachers
Common questions
What is the lowest published rate at Baptist?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Baptist is 4.99% on its New auto loan · 24 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Baptist lend?
Baptist lends in Texas only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Baptist's New auto loan · 24 months rate compare nationally?
Baptist publishes New auto loan · 24 months at 4.99%. The national median for that product is 4.75% across 31 lenders in LoanMate.ai's October 17, 2026 dataset, so Baptist is 0.24 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.