Lender profile
Calcom
Lender Live rate observations
Calcom at a glance
Calcom is a lender based in California. LoanMate.ai tracks 8 published loan products from Calcom (9 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.75% on New auto loan · 96 months. Its 30-year fixed rate of 6% is 1 points below the national median of 7% (across 233 lenders publishing that product). Calcom lends in California only.
Purchase mortgage (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 15FP | — | 5.70 | — | — | 2026-10-17 | Lender source ↗ |
| 20FP | — | 5.80 | — | — | 2026-10-17 | Lender source ↗ |
| 25FP | — | 5.90 | — | — | 2026-10-17 | Lender source ↗ |
| 30FP | — | 6.00 | — | — | 2026-10-17 | Lender source ↗ |
HELOC (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.00 | — | — | 2026-10-17 | Lender source ↗ |
| HELOC | — | 6.50 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-96 | — | 4.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-84 | — | 5.75 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-60 | — | 13.00 | — | — | 2026-10-17 | Lender source ↗ |
How Calcom compares
- #1 nationally for 25FP — 5.9% (of 8 lenders publishing it)
- #1 nationally for New auto loan · 96 months — 4.75% (of 6 lenders publishing it)
Compare all purchase mortgage rates · Compare all heloc rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in California
Compare with: 1St Northern California, 1St United, Aerospace, Altura
Common questions
What is the lowest published rate at Calcom?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Calcom is 4.75% on its New auto loan · 96 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Calcom lend?
Calcom lends in California only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Calcom's 30-year fixed rate compare nationally?
Calcom publishes 30-year fixed at 6%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so Calcom is 1 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.