Lender profile
Carolina
Lender Live rate observations
Carolina at a glance
Carolina is a lender based in North Carolina. LoanMate.ai tracks 5 published loan products from Carolina (5 rate listings), last verified 2026-10-17. Its lowest published rate today is 5.74% on New auto loan. Its New auto loan rate of 5.74% is 0.75 points above the national median of 4.99% (across 299 lenders publishing that product). Carolina lends in North Carolina only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 7.00 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL | — | 7.50 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW | — | 5.74 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 6.24 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-60 | — | 12.75 | — | — | 2026-10-17 | Lender source ↗ |
How Carolina compares
Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in North Carolina
Compare with: Allegacy Federal Credit Union, Carolinas Telco Federal Credit Union, Coastal, Fort Bragg Federal Credit Union
Common questions
What is the lowest published rate at Carolina?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Carolina is 5.74% on its New auto loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Carolina lend?
Carolina lends in North Carolina only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Carolina's New auto loan rate compare nationally?
Carolina publishes New auto loan at 5.74%. The national median for that product is 4.99% across 299 lenders in LoanMate.ai's October 17, 2026 dataset, so Carolina is 0.75 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.