Lender profile
Cedar Point Federal Credit Union
Lender Live rate observations
Cedar Point Federal Credit Union at a glance
Cedar Point Federal Credit Union is a lender based in Maryland. LoanMate.ai tracks 6 published loan products from Cedar Point Federal Credit Union (6 rate listings), last verified 2026-10-21. Its lowest published rate today is 5.5% on 10-year fixed. Its 30-year fixed rate of 6.125% is 1 points below the national median of 7.125% (across 265 lenders publishing that product). Cedar Point Federal Credit Union lends in Maryland only.
Purchase mortgage (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 15FP | 5.500 | 5.528 | 0 | — | 2026-10-21 | Lender source ↗ |
| 10FP | 5.500 | 5.540 | 0 | — | 2026-10-21 | Lender source ↗ |
| 20FP | 6.000 | 6.024 | 0 | — | 2026-10-21 | Lender source ↗ |
| 30FP | 6.125 | 6.333 | 0 | — | 2026-10-21 | Lender source ↗ |
Home equity loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-15yr | 8.125 | 8.163 | — | — | 2026-10-21 | Lender source ↗ |
| FHEL-10yr | 8.125 | 8.177 | — | — | 2026-10-21 | Lender source ↗ |
How does Cedar Point Federal Credit Union's 30-year fixed rate compare nationally?
- #1 nationally for 15-year fixed — 5.5% (of 233 lenders publishing it)
- #2 nationally for 10-year fixed — 5.5% (of 81 lenders publishing it)
Compare all purchase mortgage rates · Compare all home equity loan rates · Best loan rates in Maryland
Compare with: APL Federal Credit Union, Educational Systems Federal Credit Union, First Financial Federal Credit Union (MD), Har-Co Credit Union
Common questions
What is the lowest published rate at Cedar Point Federal Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Cedar Point Federal Credit Union is 5.5% on its 10-year fixed. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Cedar Point Federal Credit Union lend?
Cedar Point Federal Credit Union lends in Maryland only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Cedar Point Federal Credit Union's 30-year fixed rate compare nationally?
Cedar Point Federal Credit Union publishes 30-year fixed at 6.125%. The national median for that product is 7.125% across 265 lenders in LoanMate.ai's October 21, 2026 dataset, so Cedar Point Federal Credit Union is 1 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.