Lender profile
Centricity
Lender Live rate observations
Centricity at a glance
Centricity is a lender based in Minnesota. LoanMate.ai tracks 12 published loan products from Centricity (12 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.99% on New auto loan · 36 months. Its New auto loan · 36 months rate of 4.99% is 0.04 points above the national median of 4.95% (across 136 lenders publishing that product). Centricity lends in Minnesota only.
Auto loan (12)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-36 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-48 | — | 5.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-36 | — | 5.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 5.49 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 5.49 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 5.74 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 6.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 6.49 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-96 | — | 6.74 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-84 | — | 6.74 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-96 | — | 6.99 | — | — | 2026-10-17 | Lender source ↗ |
How Centricity compares
Compare all auto loan rates · Best loan rates in Minnesota
Compare with: Affinity Plus Federal Credit Union, Associated Healthcare, City & County, Ideal Credit Union
Common questions
What is the lowest published rate at Centricity?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Centricity is 4.99% on its New auto loan · 36 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Centricity lend?
Centricity lends in Minnesota only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Centricity's New auto loan · 36 months rate compare nationally?
Centricity publishes New auto loan · 36 months at 4.99%. The national median for that product is 4.95% across 136 lenders in LoanMate.ai's October 17, 2026 dataset, so Centricity is 0.04 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.