Lender profile
Coast Central
Lender Live rate observations
Coast Central at a glance
Coast Central is a lender based in California. LoanMate.ai tracks 8 published loan products from Coast Central (14 rate listings), last verified 2026-10-17. Its lowest published rate today is 5% on ARM. Its 30-year fixed rate of 6.25% is 0.75 points below the national median of 7% (across 233 lenders publishing that product). Coast Central lends in California only.
Purchase mortgage (11)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| ARM | 5.000 | 5.116 | — | — | 2026-10-17 | Lender source ↗ |
| 3/1ARM | 5.125 | 5.242 | — | — | 2026-10-17 | Lender source ↗ |
| 7/1ARM | 5.375 | 5.493 | — | — | 2026-10-17 | Lender source ↗ |
| 15FP | 5.625 | 5.987 | 1.000 | — | 2026-10-17 | Lender source ↗ |
| 15FP | 5.825 | 6.004 | 1.000 | — | 2026-10-17 | Lender source ↗ |
| 15FP | 5.875 | 6.080 | 0.000 | — | 2026-10-17 | Lender source ↗ |
| 15FP | 6.075 | 6.098 | 0.000 | — | 2026-10-17 | Lender source ↗ |
| 30FP | 6.250 | 6.472 | 1.000 | — | 2026-10-17 | Lender source ↗ |
| 30FP | 6.450 | 6.561 | 1.000 | — | 2026-10-17 | Lender source ↗ |
| 30FP | 6.500 | 6.627 | 0.000 | — | 2026-10-17 | Lender source ↗ |
| 30FP | 6.700 | 6.714 | 0.000 | — | 2026-10-17 | Lender source ↗ |
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 7.000 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-10yr | — | 7.500 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | — | 8.000 | — | — | 2026-10-17 | Lender source ↗ |
How Coast Central compares
- #1 nationally for 7/1 ARM — 5.375% (of 49 lenders publishing it)
- #1 nationally for 3/1 ARM — 5.125% (of 16 lenders publishing it)
- #2 nationally for ARM — 5% (of 21 lenders publishing it)
Compare all purchase mortgage rates · Compare all heloc rates · Compare all home equity loan rates · Best loan rates in California
Compare with: 1St Northern California, 1St United, Aerospace, Altura
Common questions
What is the lowest published rate at Coast Central?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Coast Central is 5% on its ARM. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Coast Central lend?
Coast Central lends in California only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Coast Central's 30-year fixed rate compare nationally?
Coast Central publishes 30-year fixed at 6.25%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so Coast Central is 0.75 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.