Lender profile
Copper State Credit Union
Lender Live rate observations
Copper State Credit Union at a glance
Copper State Credit Union is a lender based in Arizona. LoanMate.ai tracks 6 published loan products from Copper State Credit Union (10 rate listings), last verified 2026-10-21. Its lowest published rate today is 5.5% on Fixed home equity · 5yr. Its Fixed home equity · 5yr rate of 5.5% is 0.99 points below the national median of 6.49% (across 116 lenders publishing that product). Copper State Credit Union lends in Arizona only.
Refinance (6)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 15FR | 6.375 | 6.749 | 1 | — | 2026-10-21 | Lender source ↗ |
| 15FR | 6.500 | 6.814 | 0.5 | — | 2026-10-21 | Lender source ↗ |
| 15FR | 6.750 | 6.964 | 0 | — | 2026-10-21 | Lender source ↗ |
| 30FR | 7.000 | 7.261 | 1 | — | 2026-10-21 | Lender source ↗ |
| 30FR | 7.125 | 7.336 | 0.5 | — | 2026-10-21 | Lender source ↗ |
| 30FR | 7.250 | 7.411 | 0 | — | 2026-10-21 | Lender source ↗ |
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | 7.50 | — | — | — | 2026-10-21 | Lender source ↗ |
Home equity loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-5yr | 5.50 | — | — | — | 2026-10-21 | Lender source ↗ |
| FHEL-10yr | 5.75 | — | — | — | 2026-10-21 | Lender source ↗ |
| FHEL-15yr | 6.00 | — | — | — | 2026-10-21 | Lender source ↗ |
How does Copper State Credit Union's Fixed home equity · 5yr rate compare nationally?
Compare all refinance rates · Compare all heloc rates · Compare all home equity loan rates · Best loan rates in Arizona
Compare with: American Southwest, Arizona Central Credit Union, Arizona Financial Credit Union, Desert Financial Credit Union
Common questions
What is the lowest published rate at Copper State Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Copper State Credit Union is 5.5% on its Fixed home equity · 5yr. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Copper State Credit Union lend?
Copper State Credit Union lends in Arizona only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Copper State Credit Union's Fixed home equity · 5yr rate compare nationally?
Copper State Credit Union publishes Fixed home equity · 5yr at 5.5%. The national median for that product is 6.49% across 116 lenders in LoanMate.ai's October 21, 2026 dataset, so Copper State Credit Union is 0.99 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.