Lender profile
Datcu
Lender Live rate observations
Datcu at a glance
Datcu is a lender based in Texas. LoanMate.ai tracks 5 published loan products from Datcu (5 rate listings), last verified 2026-10-17. Its lowest published rate today is 10.49% on Unsecured personal loan · 12 months. Its Unsecured personal loan · 12 months rate of 10.49% is 1.495 points above the national median of 8.995% (across 68 lenders publishing that product). Datcu lends in Texas only.
Personal loan (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-12 | — | 10.49 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-24 | — | 10.49 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 10.49 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-48 | — | 11.49 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | — | 12.49 | — | — | 2026-10-17 | Lender source ↗ |
How Datcu compares
Compare all personal loan rates · Best loan rates in Texas
Compare with: 1St Community, 4U, A+, Abilene Teachers
Common questions
What is the lowest published rate at Datcu?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Datcu is 10.49% on its Unsecured personal loan · 12 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Datcu lend?
Datcu lends in Texas only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Datcu's Unsecured personal loan · 12 months rate compare nationally?
Datcu publishes Unsecured personal loan · 12 months at 10.49%. The national median for that product is 8.995% across 68 lenders in LoanMate.ai's October 17, 2026 dataset, so Datcu is 1.495 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.