Lender profile
Deseret First Credit Union
Lender Live rate observations
Deseret First Credit Union at a glance
Deseret First Credit Union is a lender based in Utah. LoanMate.ai tracks 15 published loan products from Deseret First Credit Union (15 rate listings), last verified 2026-10-21. Its lowest published rate today is 4.99% on New auto loan · 48 months. Its 30-year fixed rate of 7% is 0.125 points below the national median of 7.125% (across 265 lenders publishing that product). Deseret First Credit Union lends in Utah only.
Purchase mortgage (6)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 15FP | 6.490 | 6.703 | — | Rates include 1% origination fee | 2026-10-21 | Lender source ↗ |
| 10FP | 6.490 | 6.789 | — | Rates include 1% origination fee | 2026-10-21 | Lender source ↗ |
| 7/6ARM | 6.875 | 6.888 | — | Rates include 1% origination fee | 2026-10-21 | Lender source ↗ |
| 20FP | 6.990 | 7.163 | — | Rates include 1% origination fee | 2026-10-21 | Lender source ↗ |
| 30FP | 7.000 | 7.133 | — | Rates include 1% origination fee | 2026-10-21 | Lender source ↗ |
| 5/6ARM | 7.250 | 7.162 | — | Rates include 1% origination fee | 2026-10-21 | Lender source ↗ |
Auto loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-48 | — | 4.99 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-60 | — | 4.99 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.24 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-84 | — | 5.99 | — | — | 2026-10-21 | Lender source ↗ |
Personal loan (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-24 | 12.14 | 12.14 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-36 | 12.24 | 12.24 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-48 | 12.49 | 12.49 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-60 | 12.99 | 12.99 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 10.90 | — | — | 2026-10-21 | Lender source ↗ |
How does Deseret First Credit Union's 30-year fixed rate compare nationally?
Compare all purchase mortgage rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Utah
Compare with: Canyon View Credit Union, Cyprus Credit Union, Goldenwest Credit Union, Hercules First
Common questions
What is the lowest published rate at Deseret First Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Deseret First Credit Union is 4.99% on its New auto loan · 48 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Deseret First Credit Union lend?
Deseret First Credit Union lends in Utah only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Deseret First Credit Union's 30-year fixed rate compare nationally?
Deseret First Credit Union publishes 30-year fixed at 7%. The national median for that product is 7.125% across 265 lenders in LoanMate.ai's October 21, 2026 dataset, so Deseret First Credit Union is 0.125 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.