Lender profile
Dime Commercial Bank
Lender Live rate observations
Dime Commercial Bank at a glance
Dime Commercial Bank is a lender based in New York. LoanMate.ai tracks 10 published loan products from Dime Commercial Bank (12 rate listings), last verified 2026-10-21. Its lowest published rate today is 5.875% on 7/1 ARM. Its 30-year fixed rate of 6.625% is 0.495 points below the national median of 7.12% (across 272 lenders publishing that product). Dime Commercial Bank lends in New York only.
Purchase mortgage (12)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 7/1ARM | 5.875 | 6.516 | 0 | — | 2026-10-21 | Lender source ↗ |
| 5/1ARM | 6.25 | 6.8 | 0 | — | 2026-10-21 | Lender source ↗ |
| 7/1ARM | 6.375 | 6.777 | 0 | — | 2026-10-21 | Lender source ↗ |
| 10/1ARM | 6.5 | 6.77 | 0 | — | 2026-10-21 | Lender source ↗ |
| 5/6ARM | 6.5 | 6.828 | 0 | — | 2026-10-21 | Lender source ↗ |
| 30FP | 6.625 | 6.725 | 0 | — | 2026-10-21 | Lender source ↗ |
| 7/6ARM | 6.625 | 6.847 | 0 | — | 2026-10-21 | Lender source ↗ |
| 10FP | 6.625 | 6.855 | 0 | — | 2026-10-21 | Lender source ↗ |
| 10/6ARM | 6.75 | 6.891 | 0 | — | 2026-10-21 | Lender source ↗ |
| 15FP | 6.75 | 6.914 | 0 | — | 2026-10-21 | Lender source ↗ |
| 20FP | 6.875 | 7.007 | 0 | — | 2026-10-21 | Lender source ↗ |
| 30FP | 7.0 | 7.102 | 0 | — | 2026-10-21 | Lender source ↗ |
How does Dime Commercial Bank's 30-year fixed rate compare nationally?
Compare all purchase mortgage rates · Best loan rates in New York
Compare with: Access, Actors, Adirondack Regional, Adirondack Trust Company
Common questions
What is the lowest published rate at Dime Commercial Bank?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Dime Commercial Bank is 5.875% on its 7/1 ARM. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Dime Commercial Bank lend?
Dime Commercial Bank lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Dime Commercial Bank's 30-year fixed rate compare nationally?
Dime Commercial Bank publishes 30-year fixed at 6.625%. The national median for that product is 7.12% across 272 lenders in LoanMate.ai's October 21, 2026 dataset, so Dime Commercial Bank is 0.495 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.