Lender profile
DuTrac Community Credit Union
Lender Live rate observations
DuTrac Community Credit Union at a glance
DuTrac Community Credit Union is a lender based in Iowa. LoanMate.ai tracks 11 published loan products from DuTrac Community Credit Union (11 rate listings), last verified 2026-10-21. Its lowest published rate today is 5.14% on New auto loan · 72 months. Its 30-year fixed rate of 6.875% is 0.25 points below the national median of 7.125% (across 265 lenders publishing that product). DuTrac Community Credit Union lends in Iowa only.
Purchase mortgage (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 15FP | 6.375 | 6.532 | — | — | 2026-10-21 | Lender source ↗ |
| 20FP | 6.625 | 6.752 | — | — | 2026-10-21 | Lender source ↗ |
| 30FP | 6.875 | 6.973 | — | — | 2026-10-21 | Lender source ↗ |
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.24 | — | — | 2026-10-21 | Lender source ↗ |
Auto loan (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-72 | — | 5.14 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-84 | — | 5.24 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-72 | — | 5.44 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-84 | — | 5.59 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-72-OLD | — | 5.79 | — | — | 2026-10-21 | Lender source ↗ |
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-24 | — | 9.74 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-48 | — | 10.24 | — | — | 2026-10-21 | Lender source ↗ |
How does DuTrac Community Credit Union's 30-year fixed rate compare nationally?
Compare all purchase mortgage rates · Compare all heloc rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Iowa
Compare with: Advantage Credit Union, Cedar Falls Community Credit Union, Collins Community Credit Union, Community 1st Credit Union
Common questions
What is the lowest published rate at DuTrac Community Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from DuTrac Community Credit Union is 5.14% on its New auto loan · 72 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does DuTrac Community Credit Union lend?
DuTrac Community Credit Union lends in Iowa only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does DuTrac Community Credit Union's 30-year fixed rate compare nationally?
DuTrac Community Credit Union publishes 30-year fixed at 6.875%. The national median for that product is 7.125% across 265 lenders in LoanMate.ai's October 21, 2026 dataset, so DuTrac Community Credit Union is 0.25 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.