Lender profile
Educators Credit Union
Lender Live rate observations
Educators Credit Union at a glance
Educators Credit Union is a lender based in Wisconsin. LoanMate.ai tracks 13 published loan products from Educators Credit Union (13 rate listings), last verified 2026-10-21. Its lowest published rate today is 3.06% on Secured personal loan · 60 months. Its 30-year fixed rate of 7.125% matches the national median of 7.125% (across 265 lenders publishing that product). Educators Credit Union lends in Wisconsin only.
Purchase mortgage (6)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 10FP | 6.000 | 6.119 | 0 | — | 2026-10-21 | Lender source ↗ |
| 5/1ARM | 6.250 | 6.301 | — | — | 2026-10-21 | Lender source ↗ |
| 15FP | 6.375 | 6.460 | 0 | — | 2026-10-21 | Lender source ↗ |
| 5/5ARM | 6.625 | 6.625 | — | — | 2026-10-21 | Lender source ↗ |
| 20FP | 6.750 | 6.819 | 0 | — | 2026-10-21 | Lender source ↗ |
| 30FP | 7.125 | 7.179 | 0 | — | 2026-10-21 | Lender source ↗ |
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.49 | — | — | 2026-10-21 | Lender source ↗ |
Home equity loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL | — | 6.20 | — | — | 2026-10-21 | Lender source ↗ |
Auto loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-36 | — | 4.80 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-36 | — | 4.85 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-36-OLD | — | 10.69 | — | — | 2026-10-21 | Lender source ↗ |
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC-60 | — | 3.06 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-60 | — | 10.90 | — | — | 2026-10-21 | Lender source ↗ |
How does Educators Credit Union's 30-year fixed rate compare nationally?
Compare all purchase mortgage rates · Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Wisconsin
Compare with: Blackhawk Community Credit Union, Capital Credit Union (ND), Co-op Credit Union, Community First Credit Union
Common questions
What is the lowest published rate at Educators Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Educators Credit Union is 3.06% on its Secured personal loan · 60 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Educators Credit Union lend?
Educators Credit Union lends in Wisconsin only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Educators Credit Union's 30-year fixed rate compare nationally?
Educators Credit Union publishes 30-year fixed at 7.125%. The national median for that product is 7.125% across 265 lenders in LoanMate.ai's October 21, 2026 dataset, so Educators Credit Union is right at the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.