Lender profile
EFCU Financial Federal Credit Union
Lender Live rate observations
EFCU Financial Federal Credit Union at a glance
EFCU Financial Federal Credit Union is a lender based in Louisiana. LoanMate.ai tracks 2 published loan products from EFCU Financial Federal Credit Union (2 rate listings), last verified 2026-10-21. Its lowest published rate today is 3.6% on Secured personal loan. Its Secured personal loan rate of 3.6% is 1.05 points below the national median of 4.65% (across 66 lenders publishing that product). EFCU Financial Federal Credit Union lends in Louisiana only.
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC | — | 3.60 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC | — | 11.00 | — | — | 2026-10-21 | Lender source ↗ |
How does EFCU Financial Federal Credit Union's Secured personal loan rate compare nationally?
Compare all personal loan rates · Best loan rates in Louisiana
Compare with: Ascension, Baton Rouge City Parish Employees Federal Credit Union, Baton Rouge Telco Federal Credit Union, Campus
Common questions
What is the lowest published rate at EFCU Financial Federal Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from EFCU Financial Federal Credit Union is 3.6% on its Secured personal loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does EFCU Financial Federal Credit Union lend?
EFCU Financial Federal Credit Union lends in Louisiana only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does EFCU Financial Federal Credit Union's Secured personal loan rate compare nationally?
EFCU Financial Federal Credit Union publishes Secured personal loan at 3.6%. The national median for that product is 4.65% across 66 lenders in LoanMate.ai's October 21, 2026 dataset, so EFCU Financial Federal Credit Union is 1.05 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.