Lender profile
Employees Choice
Lender Live rate observations
Employees Choice at a glance
Employees Choice is a lender based in California. LoanMate.ai tracks 1 published loan products from Employees Choice (1 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.38% on New auto loan. Its New auto loan rate of 4.38% is 0.61 points below the national median of 4.99% (across 299 lenders publishing that product). Employees Choice lends in California only.
Auto loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW | — | 4.38 | — | — | 2026-10-17 | Lender source ↗ |
How Employees Choice compares
Compare all auto loan rates · Best loan rates in California
Compare with: 1St Northern California, 1St United, Aerospace, Altura
Common questions
What is the lowest published rate at Employees Choice?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Employees Choice is 4.38% on its New auto loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Employees Choice lend?
Employees Choice lends in California only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Employees Choice's New auto loan rate compare nationally?
Employees Choice publishes New auto loan at 4.38%. The national median for that product is 4.99% across 299 lenders in LoanMate.ai's October 17, 2026 dataset, so Employees Choice is 0.61 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.