Lender profile
Energy
Lender Live rate observations
Energy at a glance
Energy is a lender based in Massachusetts. LoanMate.ai tracks 3 published loan products from Energy (3 rate listings), last verified 2026-10-17. Its lowest published rate today is 5.75% on Fixed home equity · 10yr. Its Fixed home equity · 10yr rate of 5.75% is 0.94 points below the national median of 6.69% (across 121 lenders publishing that product). Energy lends in Massachusetts only.
Home equity loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-10yr | — | 5.750 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | — | 6.250 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-20yr | — | 6.875 | — | — | 2026-10-17 | Lender source ↗ |
How Energy compares
Compare all home equity loan rates · Best loan rates in Massachusetts
Compare with: 600 Atlantic Federal Credit Union, Alden, Align Credit Union, All One Credit Union
Common questions
What is the lowest published rate at Energy?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Energy is 5.75% on its Fixed home equity · 10yr. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Energy lend?
Energy lends in Massachusetts only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Energy's Fixed home equity · 10yr rate compare nationally?
Energy publishes Fixed home equity · 10yr at 5.75%. The national median for that product is 6.69% across 121 lenders in LoanMate.ai's October 17, 2026 dataset, so Energy is 0.94 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.