Lender profile
First Community
Lender Live rate observations
First Community at a glance
First Community is a lender based in Texas. LoanMate.ai tracks 4 published loan products from First Community (5 rate listings), last verified 2026-10-17. Its lowest published rate today is 6.25% on 10-year fixed. Its 30-year fixed rate of 7.25% is 0.25 points above the national median of 7% (across 233 lenders publishing that product). First Community lends in Texas only.
Purchase mortgage (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 10FP | 6.250 | 6.563 | — | — | 2026-10-17 | Lender source ↗ |
| 15FP | 6.375 | 6.583 | — | — | 2026-10-17 | Lender source ↗ |
| 20FP | 7.125 | 7.316 | — | — | 2026-10-17 | Lender source ↗ |
| 30FP | 7.250 | 7.404 | — | — | 2026-10-17 | Lender source ↗ |
| 30FP | 7.375 | 7.466 | — | — | 2026-10-17 | Lender source ↗ |
How First Community compares
Compare all purchase mortgage rates · Best loan rates in Texas
Compare with: 1St Community, 4U, A+, Abilene Teachers
Common questions
What is the lowest published rate at First Community?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from First Community is 6.25% on its 10-year fixed. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does First Community lend?
First Community lends in Texas only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does First Community's 30-year fixed rate compare nationally?
First Community publishes 30-year fixed at 7.25%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so First Community is 0.25 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.