Lender profile
Gain
Lender Live rate observations
Gain at a glance
Gain is a lender. LoanMate.ai tracks 18 published loan products from Gain (19 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.25% on New auto loan · 24 months. Its 30-year fixed rate of 7.25% is 0.25 points above the national median of 7% (across 233 lenders publishing that product). Gain lends in 8 states: Arizona, California, Colorado, Idaho, Nevada, Oregon, Utah, Washington.
Purchase mortgage (6)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| ARM | 6.500 | 6.600 | 2 | — | 2026-10-17 | Lender source ↗ |
| 10FP | 6.500 | 6.733 | 0 | — | 2026-10-17 | Lender source ↗ |
| 15FP | 6.750 | 6.920 | 0 | — | 2026-10-17 | Lender source ↗ |
| 20FP | 7.000 | 7.140 | 0 | — | 2026-10-17 | Lender source ↗ |
| 30FP | 7.250 | 7.361 | 0 | — | 2026-10-17 | Lender source ↗ |
| 30FP | 7.750 | 8.056 | 0 | — | 2026-10-17 | Lender source ↗ |
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 7.000 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (11)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-24 | — | 4.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-36 | — | 4.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-48 | — | 4.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 5.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-24 | — | 5.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-36 | — | 5.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 5.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 5.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 6.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 6.50 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-60 | — | 11.99 | — | — | 2026-10-17 | Lender source ↗ |
How Gain compares
Compare all purchase mortgage rates · Compare all heloc rates · Compare all auto loan rates · Compare all personal loan rates
Compare with: Advantage Credit Union, First Source, Freedom Credit Union, Gaf Linden Employees
Common questions
What is the lowest published rate at Gain?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Gain is 4.25% on its New auto loan · 24 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Gain lend?
Gain lends in 8 states: Arizona, California, Colorado, Idaho, Nevada, Oregon, Utah, Washington. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Gain's 30-year fixed rate compare nationally?
Gain publishes 30-year fixed at 7.25%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so Gain is 0.25 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.