Lender profile
Gather Federal Credit Union
Lender Live rate observations
Gather Federal Credit Union at a glance
Gather Federal Credit Union is a lender based in Hawaii. LoanMate.ai tracks 11 published loan products from Gather Federal Credit Union (15 rate listings), last verified 2026-10-21. Its lowest published rate today is 3.25% on Secured personal loan · 60 months. Its Secured personal loan · 60 months rate of 3.25% is 1.75 points below the national median of 5% (across 43 lenders publishing that product). Gather Federal Credit Union lends in Hawaii only.
Auto loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-60 | — | 5.75 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.99 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-84 | — | 6.25 | — | — | 2026-10-21 | Lender source ↗ |
Personal loan (12)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC-60 | — | 3.25 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-SEC | — | 3.75 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-SEC | — | 4.25 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-36 | — | 6.00 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-48 | — | 6.50 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-SEC | — | 7.00 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-60 | — | 7.00 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-72 | — | 7.50 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-SEC | — | 8.00 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-84 | — | 8.00 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 8.00 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-SEC | — | 8.50 | — | — | 2026-10-21 | Lender source ↗ |
How does Gather Federal Credit Union's Secured personal loan · 60 months rate compare nationally?
- #1 nationally for Unsecured personal loan · 48 months — 6.5% (of 125 lenders publishing it)
- #2 nationally for Unsecured personal loan · 36 months — 6% (of 163 lenders publishing it)
- #2 nationally for Unsecured personal loan · 72 months — 7.5% (of 45 lenders publishing it)
- #3 nationally for PERS-UNSEC-LINE — 8% (of 102 lenders publishing it)
Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Hawaii
Compare with: American Savings Bank, Bank of Hawaii, First Hawaiian Bank, HFS Federal Credit Union
Common questions
What is the lowest published rate at Gather Federal Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Gather Federal Credit Union is 3.25% on its Secured personal loan · 60 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Gather Federal Credit Union lend?
Gather Federal Credit Union lends in Hawaii only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Gather Federal Credit Union's Secured personal loan · 60 months rate compare nationally?
Gather Federal Credit Union publishes Secured personal loan · 60 months at 3.25%. The national median for that product is 5% across 43 lenders in LoanMate.ai's October 21, 2026 dataset, so Gather Federal Credit Union is 1.75 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.