Lender profile
Georgia's Own Credit Union
Lender Live rate observations
Georgia's Own Credit Union at a glance
Georgia's Own Credit Union is a lender based in Georgia. LoanMate.ai tracks 13 published loan products from Georgia's Own Credit Union (18 rate listings), last verified 2026-10-21. Its lowest published rate today is 4.35% on New auto loan · 36 months. Its 40-year fixed rate of 6.483% is 0.517 points below the national median of 7% (across 3 lenders publishing that product). Georgia's Own Credit Union lends in Georgia only.
Purchase mortgage (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 40FP | — | 6.483 | — | — | 2026-10-21 | Lender source ↗ |
Auto loan (17)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-36 | — | 4.35 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-48 | — | 4.39 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-36 | — | 4.45 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-36 | — | 4.65 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-60 | — | 4.76 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.10 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-48 | — | 5.37 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-60 | — | 5.40 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-48 | — | 5.42 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-72 | — | 5.45 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-60 | — | 5.48 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-84 | — | 5.53 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-84 | — | 5.60 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-72 | — | 5.70 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-84 | — | 5.80 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-36-OLD | — | 6.35 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-48-OLD | — | 7.14 | — | — | 2026-10-21 | Lender source ↗ |
How does Georgia's Own Credit Union's 40-year fixed rate compare nationally?
Compare all purchase mortgage rates · Compare all auto loan rates · Best loan rates in Georgia
Compare with: 1st Choice Credit Union, Associated Credit Union, CDC Federal Credit Union, Coosa Valley Credit Union
Common questions
What is the lowest published rate at Georgia's Own Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Georgia's Own Credit Union is 4.35% on its New auto loan · 36 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Georgia's Own Credit Union lend?
Georgia's Own Credit Union lends in Georgia only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Georgia's Own Credit Union's 40-year fixed rate compare nationally?
Georgia's Own Credit Union publishes 40-year fixed at 6.483%. The national median for that product is 7% across 3 lenders in LoanMate.ai's October 21, 2026 dataset, so Georgia's Own Credit Union is 0.517 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.