Lender profile
Guardians
Lender Live rate observations
Guardians at a glance
Guardians is a lender based in Florida. LoanMate.ai tracks 2 published loan products from Guardians (2 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.49% on New auto loan. Its New auto loan rate of 4.49% is 0.5 points below the national median of 4.99% (across 299 lenders publishing that product). Guardians lends in Florida only.
Auto loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW | — | 4.49 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC | — | 8.74 | — | — | 2026-10-17 | Lender source ↗ |
How Guardians compares
Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Florida
Compare with: 1St Street, Achieva Credit Union, Addition Financial Credit Union, Adventhealth
Common questions
What is the lowest published rate at Guardians?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Guardians is 4.49% on its New auto loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Guardians lend?
Guardians lends in Florida only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Guardians's New auto loan rate compare nationally?
Guardians publishes New auto loan at 4.49%. The national median for that product is 4.99% across 299 lenders in LoanMate.ai's October 17, 2026 dataset, so Guardians is 0.5 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.