Lender profile
Hills Bank and Trust Company
Lender Live rate observations
Hills Bank and Trust Company at a glance
Hills Bank and Trust Company is a lender based in Iowa. LoanMate.ai tracks 1 published loan products from Hills Bank and Trust Company (1 rate listings), last verified 2026-10-17. Its lowest published rate today is 6.99% on HELOC. Its HELOC rate of 6.99% is 0.01 points below the national median of 7% (across 310 lenders publishing that product). Hills Bank and Trust Company lends in Iowa only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.99 | — | $500 closing cost; appraisal $400-$650 if required | 2026-10-17 | Lender source ↗ |
How Hills Bank and Trust Company compares
Compare all heloc rates · Best loan rates in Iowa
Compare with: Advantage Credit Union, Cedar Falls Community Credit Union, Des Moines Metro Credit Union, Greater Iowa Credit Union
Common questions
What is the lowest published rate at Hills Bank and Trust Company?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Hills Bank and Trust Company is 6.99% on its HELOC. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Hills Bank and Trust Company lend?
Hills Bank and Trust Company lends in Iowa only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Hills Bank and Trust Company's HELOC rate compare nationally?
Hills Bank and Trust Company publishes HELOC at 6.99%. The national median for that product is 7% across 310 lenders in LoanMate.ai's October 17, 2026 dataset, so Hills Bank and Trust Company is 0.01 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.