Lender profile
Houston
Lender Live rate observations
Houston at a glance
Houston is a lender based in Texas. LoanMate.ai tracks 17 published loan products from Houston (17 rate listings), last verified 2026-10-17. Its lowest published rate today is 3.3% on Secured personal loan. Its 30-year fixed rate of 6.625% is 0.375 points below the national median of 7% (across 233 lenders publishing that product). Houston lends in Texas only.
Purchase mortgage (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 10FP | 5.625 | 5.845 | — | — | 2026-10-17 | Lender source ↗ |
| 15FP | 5.875 | 6.031 | — | — | 2026-10-17 | Lender source ↗ |
| 20FP | 6.375 | 6.502 | — | — | 2026-10-17 | Lender source ↗ |
| 30FP | 6.625 | 6.722 | — | — | 2026-10-17 | Lender source ↗ |
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 7.00 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (10)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-36 | — | 4.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-36 | — | 4.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-48 | — | 4.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 4.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 4.95 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 4.95 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 5.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 6.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-84 | — | 6.25 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC | — | 3.30 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC | — | 10.50 | — | — | 2026-10-17 | Lender source ↗ |
How Houston compares
- #2 nationally for 10-year fixed — 5.625% (of 66 lenders publishing it)
Compare all purchase mortgage rates · Compare all heloc rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Texas
Compare with: 1St Community, 4U, A+, Abilene Teachers
Common questions
What is the lowest published rate at Houston?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Houston is 3.3% on its Secured personal loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Houston lend?
Houston lends in Texas only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Houston's 30-year fixed rate compare nationally?
Houston publishes 30-year fixed at 6.625%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so Houston is 0.375 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.