Lender profile
Island
Lender Live rate observations
Island at a glance
Island is a lender based in New York. LoanMate.ai tracks 11 published loan products from Island (14 rate listings), last verified 2026-10-17. Its lowest published rate today is 3.25% on Secured personal loan. Its 3/1 ARM rate of 6.5% is 0.5 points above the national median of 6% (across 16 lenders publishing that product). Island lends in New York only.
Purchase mortgage (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 3/1ARM | 6.500 | 7.265 | — | — | 2026-10-17 | Lender source ↗ |
| 5/1ARM | 6.625 | 7.135 | — | — | 2026-10-17 | Lender source ↗ |
| 7/1ARM | 6.750 | 7.201 | — | — | 2026-10-17 | Lender source ↗ |
| 10/1ARM | 7.125 | 7.344 | — | — | 2026-10-17 | Lender source ↗ |
HELOC (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC-INTRO | — | 5.24 | — | — | 2026-10-17 | Lender source ↗ |
| HELOC | — | 7.00 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL | — | 7.90 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL | — | 8.49 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL | — | 9.64 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL | — | 9.84 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC | — | 3.25 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC | — | 9.99 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-48 | — | 10.49 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | — | 10.99 | — | — | 2026-10-17 | Lender source ↗ |
Common questions
What is the lowest published rate at Island?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Island is 3.25% on its Secured personal loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Island lend?
Island lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Island's 3/1 ARM rate compare nationally?
Island publishes 3/1 ARM at 6.5%. The national median for that product is 6% across 16 lenders in LoanMate.ai's October 17, 2026 dataset, so Island is 0.5 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.