Lender profile
Merck Employees
Lender Live rate observations
Merck Employees at a glance
Merck Employees is a lender based in New Jersey. LoanMate.ai tracks 8 published loan products from Merck Employees (9 rate listings), last verified 2026-10-17. Its lowest published rate today is 3.5% on Secured personal loan. Its Secured personal loan rate of 3.5% is 1.05 points below the national median of 4.55% (across 55 lenders publishing that product). Merck Employees lends in New Jersey only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 8.50 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-5yr | — | 6.00 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (7)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC | — | 3.50 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-SEC | — | 4.50 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-12 | — | 11.10 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-24 | — | 11.35 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 11.35 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-48 | — | 11.60 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | — | 11.85 | — | — | 2026-10-17 | Lender source ↗ |
How Merck Employees compares
Compare all heloc rates · Compare all home equity loan rates · Compare all personal loan rates · Best loan rates in New Jersey
Compare with: Affinity Federal Credit Union, ConnectOne Bank, First Financial Federal Credit Union, Gaf Linden Employees
Common questions
What is the lowest published rate at Merck Employees?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Merck Employees is 3.5% on its Secured personal loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Merck Employees lend?
Merck Employees lends in New Jersey only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Merck Employees's Secured personal loan rate compare nationally?
Merck Employees publishes Secured personal loan at 3.5%. The national median for that product is 4.55% across 55 lenders in LoanMate.ai's October 17, 2026 dataset, so Merck Employees is 1.05 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.