Lender profile
My Pensacola
Lender Live rate observations
My Pensacola at a glance
My Pensacola is a lender based in Florida. LoanMate.ai tracks 10 published loan products from My Pensacola (13 rate listings), last verified 2026-10-17. Its lowest published rate today is 6% on 10-year fixed. Its 30-year fixed rate of 6.5% is 0.5 points below the national median of 7% (across 233 lenders publishing that product). My Pensacola lends in Florida only.
Purchase mortgage (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 10FP | — | 6.00 | — | — | 2026-10-17 | Lender source ↗ |
| 20FP | — | 6.25 | — | — | 2026-10-17 | Lender source ↗ |
| 30FP | — | 6.50 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-10yr | — | 6.75 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-10yr | — | 8.00 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-20yr | — | 8.25 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-10yr | — | 8.25 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (6)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-84 | — | 6.70 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-12 | — | 8.70 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-24 | — | 8.70 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-72 | — | 9.90 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 10.20 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-72 | — | 15.99 | — | — | 2026-10-17 | Lender source ↗ |
How My Pensacola compares
- #1 nationally for Unsecured personal loan · 84 months — 6.7% (of 21 lenders publishing it)
Compare all purchase mortgage rates · Compare all home equity loan rates · Compare all personal loan rates · Best loan rates in Florida
Compare with: 1St Street, Achieva Credit Union, Addition Financial Credit Union, Adventhealth
Common questions
What is the lowest published rate at My Pensacola?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from My Pensacola is 6% on its 10-year fixed. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does My Pensacola lend?
My Pensacola lends in Florida only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does My Pensacola's 30-year fixed rate compare nationally?
My Pensacola publishes 30-year fixed at 6.5%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so My Pensacola is 0.5 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.