Lender profile
Mypoint
Lender Live rate observations
Mypoint at a glance
Mypoint is a lender based in California. LoanMate.ai tracks 2 published loan products from Mypoint (2 rate listings), last verified 2026-10-17. Its lowest published rate today is 5.99% on HELOC · INTRO. Its HELOC · INTRO rate of 5.99% is 0.24 points above the national median of 5.75% (across 71 lenders publishing that product). Mypoint lends in California only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC-INTRO | — | 5.99 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC | — | 7.49 | — | — | 2026-10-17 | Lender source ↗ |
How Mypoint compares
Compare all heloc rates · Compare all personal loan rates · Best loan rates in California
Compare with: 1St Northern California, 1St United, Aerospace, Altura
Common questions
What is the lowest published rate at Mypoint?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Mypoint is 5.99% on its HELOC · INTRO. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Mypoint lend?
Mypoint lends in California only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Mypoint's HELOC · INTRO rate compare nationally?
Mypoint publishes HELOC · INTRO at 5.99%. The national median for that product is 5.75% across 71 lenders in LoanMate.ai's October 17, 2026 dataset, so Mypoint is 0.24 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.