Lender profile
N C P D
Lender Live rate observations
N C P D at a glance
N C P D is a lender based in New York. LoanMate.ai tracks 18 published loan products from N C P D (18 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.75% on New auto loan · 60 months. Its 30-year fixed rate of 6.75% is 0.25 points below the national median of 7% (across 233 lenders publishing that product). N C P D lends in New York only.
Purchase mortgage (6)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 10FP | 6.000 | 6.027 | — | — | 2026-10-17 | Lender source ↗ |
| 5/1ARM | 6.125 | 7.129 | — | — | 2026-10-17 | Lender source ↗ |
| 15FP | 6.250 | 6.269 | — | — | 2026-10-17 | Lender source ↗ |
| 7/1ARM | 6.250 | 7.045 | — | — | 2026-10-17 | Lender source ↗ |
| 20FP | 6.375 | 6.390 | — | — | 2026-10-17 | Lender source ↗ |
| 30FP | 6.750 | 6.762 | — | — | 2026-10-17 | Lender source ↗ |
HELOC (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC-INTRO | — | 5.75 | — | — | 2026-10-17 | Lender source ↗ |
| HELOC | — | 7.00 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-5yr | — | 6.50 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-10yr | — | 6.75 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | — | 7.25 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (6)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-60 | — | 4.750 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 4.990 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.000 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 5.250 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 5.250 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-84 | — | 5.600 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC | — | 10.50 | — | — | 2026-10-17 | Lender source ↗ |
Common questions
What is the lowest published rate at N C P D?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from N C P D is 4.75% on its New auto loan · 60 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does N C P D lend?
N C P D lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does N C P D's 30-year fixed rate compare nationally?
N C P D publishes 30-year fixed at 6.75%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so N C P D is 0.25 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.