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NBT Bank

Bank Live rate observations

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Purchase mortgage (7)

ProductRateAPRPointsFeesVerifiedSource
20FP7.125———2026-10-05Lender source ↗
20FP—6.750——2026-10-05Lender source ↗
15FP—6.750——2026-10-05Lender source ↗
20FP—6.865——2026-10-05Lender source ↗
15FP—6.865——2026-10-05Lender source ↗
10FP—7.088——2026-10-05Lender source ↗
20FP—7.221——2026-10-05Lender source ↗

Refinance (7)

ProductRateAPRPointsFeesVerifiedSource
30FR6.750———2026-10-05Lender source ↗
30FR—6.375——2026-10-05Lender source ↗
30FR—6.587——2026-10-05Lender source ↗
30FR—7.088——2026-10-05Lender source ↗
30FR—7.125——2026-10-05Lender source ↗
30FR—7.169——2026-10-05Lender source ↗
30FR—7.221——2026-10-05Lender source ↗

How to use these figures

LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.