Lender profile
Pecu
Lender Live rate observations
Pecu at a glance
Pecu is a lender based in Texas. LoanMate.ai tracks 10 published loan products from Pecu (10 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.75% on Secured personal loan. Its Secured personal loan rate of 4.75% is 0.2 points above the national median of 4.55% (across 55 lenders publishing that product). Pecu lends in Texas only.
Auto loan (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-36 | — | 5.39 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-48 | — | 5.39 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 5.39 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.69 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 6.69 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC | — | 4.75 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-24 | — | 9.49 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 9.99 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-48 | — | 10.24 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | — | 10.49 | — | — | 2026-10-17 | Lender source ↗ |
How Pecu compares
Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Texas
Compare with: 1St Community, 4U, A+, Abilene Teachers
Common questions
What is the lowest published rate at Pecu?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Pecu is 4.75% on its Secured personal loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Pecu lend?
Pecu lends in Texas only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Pecu's Secured personal loan rate compare nationally?
Pecu publishes Secured personal loan at 4.75%. The national median for that product is 4.55% across 55 lenders in LoanMate.ai's October 17, 2026 dataset, so Pecu is 0.2 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.