Lender profile
People First Federal Credit Union
Lender Live rate observations
People First Federal Credit Union at a glance
People First Federal Credit Union is a lender based in Pennsylvania. LoanMate.ai tracks 6 published loan products from People First Federal Credit Union (8 rate listings), last verified 2026-10-21. Its lowest published rate today is 6% on 5/1 ARM. Its 30-year fixed rate of 7% is 0.125 points below the national median of 7.125% (across 265 lenders publishing that product). People First Federal Credit Union lends in Pennsylvania only.
Purchase mortgage (6)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 5/1ARM | 6.000 | 7.063 | 0 | — | 2026-10-21 | Lender source ↗ |
| 10/1ARM | 6.490 | 6.996 | 0 | — | 2026-10-21 | Lender source ↗ |
| 20FP | 6.750 | — | — | — | 2026-10-21 | Lender source ↗ |
| 5/1ARM | 6.990 | 7.309 | 0 | — | 2026-10-21 | Lender source ↗ |
| 30FP | 7.000 | — | — | — | 2026-10-21 | Lender source ↗ |
| 10/1ARM | 7.500 | 7.519 | 0 | — | 2026-10-21 | Lender source ↗ |
Home equity loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-10yr | — | 6.50 | 0 | — | 2026-10-21 | Lender source ↗ |
Personal loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-LINE | — | 13.75 | — | — | 2026-10-21 | Lender source ↗ |
How does People First Federal Credit Union's 30-year fixed rate compare nationally?
Compare all purchase mortgage rates · Compare all home equity loan rates · Compare all personal loan rates · Best loan rates in Pennsylvania
Compare with: APCI Federal Credit Union, Altoona First Savings Bank, Ambler Savings Bank, American Heritage Credit Union
Common questions
What is the lowest published rate at People First Federal Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from People First Federal Credit Union is 6% on its 5/1 ARM. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does People First Federal Credit Union lend?
People First Federal Credit Union lends in Pennsylvania only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does People First Federal Credit Union's 30-year fixed rate compare nationally?
People First Federal Credit Union publishes 30-year fixed at 7%. The national median for that product is 7.125% across 265 lenders in LoanMate.ai's October 21, 2026 dataset, so People First Federal Credit Union is 0.125 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.