Lender profile
Philadelphia Federal Credit Union
Lender Live rate observations
Philadelphia Federal Credit Union at a glance
Philadelphia Federal Credit Union is a lender based in Pennsylvania. LoanMate.ai tracks 7 published loan products from Philadelphia Federal Credit Union (9 rate listings), last verified 2026-10-21. Its lowest published rate today is 4.99% on New auto loan. Its 7/6 ARM rate of 6.625% is 0.188 points below the national median of 6.812% (across 10 lenders publishing that product). Philadelphia Federal Credit Union lends in Pennsylvania only.
Purchase mortgage (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 7/6ARM | 6.625 | 6.933 | 0 | — | 2026-10-21 | Lender source ↗ |
| 7/6ARM | 7.375 | 7.326 | 0 | — | 2026-10-21 | Lender source ↗ |
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.75 | — | — | 2026-10-21 | Lender source ↗ |
Home equity loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL | — | 5.99 | — | — | 2026-10-21 | Lender source ↗ |
Auto loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW | — | 4.99 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED | — | 5.24 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED | — | 8.40 | — | — | 2026-10-21 | Lender source ↗ |
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC | — | 9.99 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 12.90 | — | — | 2026-10-21 | Lender source ↗ |
How does Philadelphia Federal Credit Union's 7/6 ARM rate compare nationally?
- #3 nationally for 7/6 ARM — 6.625% (of 10 lenders publishing it)
Compare all purchase mortgage rates · Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Pennsylvania
Compare with: APCI Federal Credit Union, Altoona First Savings Bank, Ambler Savings Bank, American Heritage Credit Union
Common questions
What is the lowest published rate at Philadelphia Federal Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Philadelphia Federal Credit Union is 4.99% on its New auto loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Philadelphia Federal Credit Union lend?
Philadelphia Federal Credit Union lends in Pennsylvania only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Philadelphia Federal Credit Union's 7/6 ARM rate compare nationally?
Philadelphia Federal Credit Union publishes 7/6 ARM at 6.625%. The national median for that product is 6.812% across 10 lenders in LoanMate.ai's October 21, 2026 dataset, so Philadelphia Federal Credit Union is 0.188 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.