Lender profile
Santa Barbara Teachers
Lender Live rate observations
Santa Barbara Teachers at a glance
Santa Barbara Teachers is a lender based in California. LoanMate.ai tracks 8 published loan products from Santa Barbara Teachers (8 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.7% on New auto loan · 60 months. Its New auto loan · 60 months rate of 4.7% is 0.49 points below the national median of 5.19% (across 217 lenders publishing that product). Santa Barbara Teachers lends in California only.
Refinance (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 15FR | 6.71 | 6.87 | 1 | — | 2026-10-17 | Lender source ↗ |
| 30FR | 7.40 | 7.50 | 1 | — | 2026-10-17 | Lender source ↗ |
Home equity loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-10yr | — | 5.50 | 0 | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | — | 6.00 | 0 | — | 2026-10-17 | Lender source ↗ |
| FHEL-20yr | — | 6.50 | 0 | — | 2026-10-17 | Lender source ↗ |
Auto loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-60 | — | 4.70 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 4.90 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC | — | 11.00 | — | — | 2026-10-17 | Lender source ↗ |
How Santa Barbara Teachers compares
Compare all refinance rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in California
Compare with: 1St Northern California, 1St United, Aerospace, Altura
Common questions
What is the lowest published rate at Santa Barbara Teachers?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Santa Barbara Teachers is 4.7% on its New auto loan · 60 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Santa Barbara Teachers lend?
Santa Barbara Teachers lends in California only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Santa Barbara Teachers's New auto loan · 60 months rate compare nationally?
Santa Barbara Teachers publishes New auto loan · 60 months at 4.7%. The national median for that product is 5.19% across 217 lenders in LoanMate.ai's October 17, 2026 dataset, so Santa Barbara Teachers is 0.49 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.