Lender profile
Seneca Savings Bank, National Association
Lender Live rate observations
Seneca Savings Bank, National Association at a glance
Seneca Savings Bank, National Association is a lender based in New York. LoanMate.ai tracks 13 published loan products from Seneca Savings Bank, National Association (15 rate listings), last verified 2026-10-17. Its lowest published rate today is 5.99% on New auto loan · 84 months. Its 30-year fixed rate of 7.875% is 0.875 points above the national median of 7% (across 233 lenders publishing that product). Seneca Savings Bank, National Association lends in New York only.
Purchase mortgage (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 15FP | 7.125 | 7.298 | — | — | 2026-10-17 | Lender source ↗ |
| 20FP | 7.500 | 7.642 | — | — | 2026-10-17 | Lender source ↗ |
| 30FP | 7.875 | 7.987 | — | — | 2026-10-17 | Lender source ↗ |
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | 7.000 | 7.000 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-10yr | 6.500 | — | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-10yr | 7.000 | — | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | 7.000 | — | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | 7.500 | — | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-84 | 5.990 | — | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | 6.249 | — | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | 6.499 | — | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | 6.749 | — | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-36 | 8.749 | — | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-36 | — | 9.000 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | — | 10.000 | — | — | 2026-10-17 | Lender source ↗ |
How Seneca Savings Bank, National Association compares
Compare all purchase mortgage rates · Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Allegany First
Common questions
What is the lowest published rate at Seneca Savings Bank, National Association?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Seneca Savings Bank, National Association is 5.99% on its New auto loan · 84 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Seneca Savings Bank, National Association lend?
Seneca Savings Bank, National Association lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Seneca Savings Bank, National Association's 30-year fixed rate compare nationally?
Seneca Savings Bank, National Association publishes 30-year fixed at 7.875%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so Seneca Savings Bank, National Association is 0.875 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.