Lender profile
Service One
Lender Live rate observations
Service One at a glance
Service One is a lender based in Kentucky. LoanMate.ai tracks 15 published loan products from Service One (16 rate listings), last verified 2026-10-17. Its lowest published rate today is 4% on Secured personal loan · 36 months. Its Secured personal loan · 36 months rate of 4% is 0.125 points above the national median of 3.875% (across 14 lenders publishing that product). Service One lends in Kentucky only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.75 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-5yr | — | 7.00 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL | — | 7.25 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-10yr | — | 7.50 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | — | 7.75 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (8)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW | — | 4.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 5.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 5.49 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 5.74 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 7.89 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 8.14 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC-36 | — | 4.00 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-SEC-60 | — | 5.00 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | — | 9.90 | — | — | 2026-10-17 | Lender source ↗ |
How Service One compares
Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Kentucky
Compare with: Class Act Federal Credit Union, Commonwealth Credit Union, Greater Kentucky Credit Union, Transcend Credit Union
Common questions
What is the lowest published rate at Service One?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Service One is 4% on its Secured personal loan · 36 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Service One lend?
Service One lends in Kentucky only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Service One's Secured personal loan · 36 months rate compare nationally?
Service One publishes Secured personal loan · 36 months at 4%. The national median for that product is 3.875% across 14 lenders in LoanMate.ai's October 17, 2026 dataset, so Service One is 0.125 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.