Lender profile
Stanford
Lender Live rate observations
Stanford at a glance
Stanford is a lender based in California. LoanMate.ai tracks 5 published loan products from Stanford (5 rate listings), last verified 2026-10-17. Its lowest published rate today is 7% on HELOC. Its HELOC rate of 7% matches the national median of 7% (across 310 lenders publishing that product). Stanford lends in California only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | 7.000 | 7.000 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-15yr | 7.125 | 7.199 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-20yr | 7.375 | 7.435 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-60 | — | 9.99 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 11.49 | — | — | 2026-10-17 | Lender source ↗ |
How Stanford compares
Compare all heloc rates · Compare all home equity loan rates · Compare all personal loan rates · Best loan rates in California
Compare with: 1St Northern California, 1St United, Aerospace, Altura
Common questions
What is the lowest published rate at Stanford?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Stanford is 7% on its HELOC. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Stanford lend?
Stanford lends in California only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Stanford's HELOC rate compare nationally?
Stanford publishes HELOC at 7%. The national median for that product is 7% across 310 lenders in LoanMate.ai's October 17, 2026 dataset, so Stanford is right at the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.