Lender profile
The Heart Center
Lender Live rate observations
The Heart Center at a glance
The Heart Center is a lender based in New York. LoanMate.ai tracks 7 published loan products from The Heart Center (7 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.9% on New auto loan · 72 months. Its New auto loan · 72 months rate of 4.9% is 0.54 points below the national median of 5.44% (across 207 lenders publishing that product). The Heart Center lends in New York only.
Auto loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-72 | — | 4.90 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 5.74 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-12 | — | 5.90 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 7.90 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-48 | — | 9.90 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | — | 10.90 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 12.90 | — | — | 2026-10-17 | Lender source ↗ |
How The Heart Center compares
- #1 nationally for Unsecured personal loan · 12 months — 5.9% (of 68 lenders publishing it)
Compare all auto loan rates · Compare all personal loan rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Allegany First
Common questions
What is the lowest published rate at The Heart Center?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from The Heart Center is 4.9% on its New auto loan · 72 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does The Heart Center lend?
The Heart Center lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does The Heart Center's New auto loan · 72 months rate compare nationally?
The Heart Center publishes New auto loan · 72 months at 4.9%. The national median for that product is 5.44% across 207 lenders in LoanMate.ai's October 17, 2026 dataset, so The Heart Center is 0.54 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.