Lender profile
Umpqua Bank
Lender Live rate observations
Umpqua Bank at a glance
Umpqua Bank is a lender based in Washington. LoanMate.ai tracks 1 published loan products from Umpqua Bank (1 rate listings), last verified 2026-10-21. Its lowest published rate today is 7.75% on HELOC. Its HELOC rate of 7.75% is 0.75 points above the national median of 7% (across 378 lenders publishing that product). Umpqua Bank lends in Washington only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 7.75 | — | — | 2026-10-21 | Lender source ↗ |
How does Umpqua Bank's HELOC rate compare nationally?
Compare all heloc rates · Best loan rates in Washington
Compare with: BECU, Columbia Credit Union, Gesa Credit Union, HAPO Community Credit Union
Common questions
What is the lowest published rate at Umpqua Bank?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Umpqua Bank is 7.75% on its HELOC. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Umpqua Bank lend?
Umpqua Bank lends in Washington only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Umpqua Bank's HELOC rate compare nationally?
Umpqua Bank publishes HELOC at 7.75%. The national median for that product is 7% across 378 lenders in LoanMate.ai's October 21, 2026 dataset, so Umpqua Bank is 0.75 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.