Lender profile
Usf
Lender Live rate observations
Usf at a glance
Usf is a lender based in Florida. LoanMate.ai tracks 13 published loan products from Usf (13 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.99% on New auto loan. Its 30-year fixed rate of 6.875% is 0.125 points below the national median of 7% (across 233 lenders publishing that product). Usf lends in Florida only.
Purchase mortgage (7)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 5/6ARM | 6.000 | 6.905 | 0 | — | 2026-10-17 | Lender source ↗ |
| 7/6ARM | 6.250 | 6.873 | 0 | — | 2026-10-17 | Lender source ↗ |
| 15FP | 6.500 | 6.645 | 0 | — | 2026-10-17 | Lender source ↗ |
| 10FP | 6.500 | 6.704 | 0 | — | 2026-10-17 | Lender source ↗ |
| 10/6ARM | 6.500 | 6.915 | 0.375 | — | 2026-10-17 | Lender source ↗ |
| 30FP | 6.875 | 6.968 | 0 | — | 2026-10-17 | Lender source ↗ |
| 20FP | 7.000 | 7.123 | 0 | — | 2026-10-17 | Lender source ↗ |
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.50 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL | — | 6.50 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC | — | 10.49 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 10.49 | — | — | 2026-10-17 | Lender source ↗ |
How Usf compares
- #1 nationally for 10/6 ARM — 6.5% (of 5 lenders publishing it)
- #2 nationally for 7/6 ARM — 6.25% (of 6 lenders publishing it)
- #3 nationally for 5/6 ARM — 6% (of 10 lenders publishing it)
Compare all purchase mortgage rates · Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Florida
Compare with: 1St Street, Achieva Credit Union, Addition Financial Credit Union, Adventhealth
Common questions
What is the lowest published rate at Usf?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Usf is 4.99% on its New auto loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Usf lend?
Usf lends in Florida only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Usf's 30-year fixed rate compare nationally?
Usf publishes 30-year fixed at 6.875%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so Usf is 0.125 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.