Lender profile
Utilities Employees Credit Union
Lender Live rate observations
Utilities Employees Credit Union at a glance
Utilities Employees Credit Union is a lender based in Pennsylvania. LoanMate.ai tracks 4 published loan products from Utilities Employees Credit Union (4 rate listings), last verified 2026-10-21. Its lowest published rate today is 5.74% on Fixed home equity · 5yr. Its Fixed home equity · 5yr rate of 5.74% is 0.75 points below the national median of 6.49% (across 116 lenders publishing that product). Utilities Employees Credit Union lends in Pennsylvania only.
Home equity loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-5yr | — | 5.74 | — | — | 2026-10-21 | Lender source ↗ |
Auto loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-USED-36 | — | 8.24 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-60 | — | 8.49 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-84 | — | 9.99 | — | — | 2026-10-21 | Lender source ↗ |
How does Utilities Employees Credit Union's Fixed home equity · 5yr rate compare nationally?
Compare all home equity loan rates · Compare all auto loan rates · Best loan rates in Pennsylvania
Compare with: APCI Federal Credit Union, Altoona First Savings Bank, Ambler Savings Bank, American Heritage Credit Union
Common questions
What is the lowest published rate at Utilities Employees Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Utilities Employees Credit Union is 5.74% on its Fixed home equity · 5yr. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Utilities Employees Credit Union lend?
Utilities Employees Credit Union lends in Pennsylvania only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Utilities Employees Credit Union's Fixed home equity · 5yr rate compare nationally?
Utilities Employees Credit Union publishes Fixed home equity · 5yr at 5.74%. The national median for that product is 6.49% across 116 lenders in LoanMate.ai's October 21, 2026 dataset, so Utilities Employees Credit Union is 0.75 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.