Lender profile
Walden Savings Bank
Lender Live rate observations
Walden Savings Bank at a glance
Walden Savings Bank is a lender based in New York. LoanMate.ai tracks 9 published loan products from Walden Savings Bank (15 rate listings), last verified 2026-10-17. Its lowest published rate today is 5.625% on 5/5 ARM. Its 30-year fixed rate of 7.375% is 0.375 points above the national median of 7% (across 233 lenders publishing that product). Walden Savings Bank lends in New York only.
Purchase mortgage (12)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 5/5ARM | 5.625 | 7.010 | 0 | Prepaid Finance Charge $2,485.94 | 2026-10-17 | Lender source ↗ |
| 5/5ARM | 5.750 | 7.092 | 0 | Prepaid Finance Charge $2,521.18 | 2026-10-17 | Lender source ↗ |
| 5/1ARM | 6.125 | 7.031 | 0 | Prepaid Finance Charge $3,126.91 | 2026-10-17 | Lender source ↗ |
| 7/1ARM | 6.250 | 6.934 | 0 | Prepaid Finance Charge $3,162.15 | 2026-10-17 | Lender source ↗ |
| 5/1ARM | 6.375 | 7.262 | 0 | Prepaid Finance Charge $4,481.25 | 2026-10-17 | Lender source ↗ |
| 10/1ARM | 6.500 | 6.921 | 0 | Prepaid Finance Charge $3,232.64 | 2026-10-17 | Lender source ↗ |
| 7/1ARM | 6.500 | 7.165 | 0 | Prepaid Finance Charge $4,541.67 | 2026-10-17 | Lender source ↗ |
| 15FP | 6.750 | 7.147 | 1.5 | Prepaid Finance Charge $8,553.13 | 2026-10-17 | Lender source ↗ |
| 10/1ARM | 6.750 | 7.154 | 0 | Prepaid Finance Charge $4,662.50 | 2026-10-17 | Lender source ↗ |
| 30FP | 7.375 | 7.528 | 0.5 | Prepaid Finance Charge $5,229.30 | 2026-10-17 | Lender source ↗ |
| 15FP | 8.625 | 8.785 | 0 | Prepaid Finance Charge $5,668.75 | 2026-10-17 | Lender source ↗ |
| 30FP | 10.250 | 10.381 | 0 | Prepaid Finance Charge $6,454.07 | 2026-10-17 | Lender source ↗ |
Refinance (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 15FR | 7.000 | 7.403 | 1.5 | Prepaid Finance Charge $8,623.61 | 2026-10-17 | Lender source ↗ |
| 30FR | 7.500 | 7.655 | 0.5 | Prepaid Finance Charge $5,264.68 | 2026-10-17 | Lender source ↗ |
Home equity loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-5yr | 6.625 | 6.625 | 0 | Prepaid Finance Charge $0.00 | 2026-10-17 | Lender source ↗ |
How Walden Savings Bank compares
- #3 nationally for 5/5 ARM — 5.625% (of 22 lenders publishing it)
Compare all purchase mortgage rates · Compare all refinance rates · Compare all home equity loan rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Allegany First
Common questions
What is the lowest published rate at Walden Savings Bank?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Walden Savings Bank is 5.625% on its 5/5 ARM. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Walden Savings Bank lend?
Walden Savings Bank lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Walden Savings Bank's 30-year fixed rate compare nationally?
Walden Savings Bank publishes 30-year fixed at 7.375%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so Walden Savings Bank is 0.375 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.