Lender profile
Whatcom Educational Credit Union
Lender Live rate observations
Whatcom Educational Credit Union at a glance
Whatcom Educational Credit Union is a lender based in Washington. LoanMate.ai tracks 6 published loan products from Whatcom Educational Credit Union (6 rate listings), last verified 2026-10-21. Its lowest published rate today is 4.34% on New auto loan. Its ARM rate of 5.875% is 0.625 points below the national median of 6.5% (across 24 lenders publishing that product). Whatcom Educational Credit Union lends in Washington only.
Purchase mortgage (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| ARM | 5.875 | 6.345 | 0.750 | — | 2026-10-21 | Lender source ↗ |
Refinance (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 15FR | 6.625 | 6.836 | 0.750 | — | 2026-10-21 | Lender source ↗ |
| 30FR | 7.250 | 7.399 | 0.875 | — | 2026-10-21 | Lender source ↗ |
| 30FR-INV | 7.875 | 8.003 | 0.875 | — | 2026-10-21 | Lender source ↗ |
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | 6.750 | 6.834 | 0 | — | 2026-10-21 | Lender source ↗ |
Auto loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW | — | 4.34 | — | — | 2026-10-21 | Lender source ↗ |
How does Whatcom Educational Credit Union's ARM rate compare nationally?
Compare all purchase mortgage rates · Compare all refinance rates · Compare all heloc rates · Compare all auto loan rates · Best loan rates in Washington
Compare with: BECU, Gesa Credit Union, HAPO Community Credit Union, Harborstone Credit Union
Common questions
What is the lowest published rate at Whatcom Educational Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Whatcom Educational Credit Union is 4.34% on its New auto loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Whatcom Educational Credit Union lend?
Whatcom Educational Credit Union lends in Washington only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Whatcom Educational Credit Union's ARM rate compare nationally?
Whatcom Educational Credit Union publishes ARM at 5.875%. The national median for that product is 6.5% across 24 lenders in LoanMate.ai's October 21, 2026 dataset, so Whatcom Educational Credit Union is 0.625 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.