Lender profile
Winchester Co-operative Bank
Lender Live rate observations
Winchester Co-operative Bank at a glance
Winchester Co-operative Bank is a lender based in Massachusetts. LoanMate.ai tracks 7 published loan products from Winchester Co-operative Bank (7 rate listings), last verified 2026-10-17. Its lowest published rate today is 5.625% on 3/3 ARM. Its 30-year fixed rate of 7% matches the national median of 7% (across 233 lenders publishing that product). Winchester Co-operative Bank lends in Massachusetts only.
Purchase mortgage (7)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 3/3ARM | 5.625 | 6.930 | 0 | — | 2026-10-17 | Lender source ↗ |
| 5/5ARM | 5.750 | 6.810 | 0 | — | 2026-10-17 | Lender source ↗ |
| 10FP | 6.000 | 6.028 | 0 | — | 2026-10-17 | Lender source ↗ |
| ARM | 6.000 | 6.733 | 0 | — | 2026-10-17 | Lender source ↗ |
| 15FP | 6.625 | 6.645 | 0 | — | 2026-10-17 | Lender source ↗ |
| 20FP | 6.875 | 6.891 | 0 | — | 2026-10-17 | Lender source ↗ |
| 30FP | 7.000 | 7.013 | 0 | — | 2026-10-17 | Lender source ↗ |
How Winchester Co-operative Bank compares
Compare all purchase mortgage rates · Best loan rates in Massachusetts
Compare with: 600 Atlantic Federal Credit Union, Alden, Align Credit Union, All One Credit Union
Common questions
What is the lowest published rate at Winchester Co-operative Bank?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Winchester Co-operative Bank is 5.625% on its 3/3 ARM. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Winchester Co-operative Bank lend?
Winchester Co-operative Bank lends in Massachusetts only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Winchester Co-operative Bank's 30-year fixed rate compare nationally?
Winchester Co-operative Bank publishes 30-year fixed at 7%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so Winchester Co-operative Bank is right at the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.