Lender profile
1St Community
Lender Live rate observations
1St Community at a glance
1St Community is a lender based in Texas. LoanMate.ai tracks 6 published loan products from 1St Community (6 rate listings), last verified 2026-10-17. Its lowest published rate today is 4% on New auto loan · 36 months. Its New auto loan · 36 months rate of 4% is 0.95 points below the national median of 4.95% (across 136 lenders publishing that product). 1St Community lends in Texas only.
Auto loan (6)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-36 | — | 4.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-36 | — | 4.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 4.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 4.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 5.00 | — | — | 2026-10-17 | Lender source ↗ |
How 1St Community compares
- #1 nationally for Used auto loan · 36 months — 4% (of 113 lenders publishing it)
- #3 nationally for New auto loan · 36 months — 4% (of 136 lenders publishing it)
Compare all auto loan rates · Best loan rates in Texas
Compare with: 4U, A+, Abilene Teachers, Acfcu
Common questions
What is the lowest published rate at 1St Community?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from 1St Community is 4% on its New auto loan · 36 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does 1St Community lend?
1St Community lends in Texas only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does 1St Community's New auto loan · 36 months rate compare nationally?
1St Community publishes New auto loan · 36 months at 4%. The national median for that product is 4.95% across 136 lenders in LoanMate.ai's October 17, 2026 dataset, so 1St Community is 0.95 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.