Lender profile
Advancial
Lender Live rate observations
Advancial at a glance
Advancial is a lender based in Texas. LoanMate.ai tracks 6 published loan products from Advancial (6 rate listings), last verified 2026-10-17. Its lowest published rate today is 5.54% on Secured personal loan · 36 months. Its Secured personal loan · 36 months rate of 5.54% is 1.665 points above the national median of 3.875% (across 14 lenders publishing that product). Advancial lends in Texas only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 7.50 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-10yr | — | 7.91 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | — | 8.05 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC-36 | — | 5.54 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-SEC-48 | — | 6.50 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-SEC-60 | — | 6.78 | — | — | 2026-10-17 | Lender source ↗ |
How Advancial compares
Compare all heloc rates · Compare all home equity loan rates · Compare all personal loan rates · Best loan rates in Texas
Compare with: 1St Community, 4U, A+, Abilene Teachers
Common questions
What is the lowest published rate at Advancial?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Advancial is 5.54% on its Secured personal loan · 36 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Advancial lend?
Advancial lends in Texas only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Advancial's Secured personal loan · 36 months rate compare nationally?
Advancial publishes Secured personal loan · 36 months at 5.54%. The national median for that product is 3.875% across 14 lenders in LoanMate.ai's October 17, 2026 dataset, so Advancial is 1.665 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.